How Can We Help?

Moneyfreedom can help you to take back control of your life and your finances and successfully manage the debts that have become too much for you to handle.

Moneyfreedom provides free and impartial debt advice and counselling on debt problems. Our advisors will give you advice on all the options available and not just the one someone wants to sell to you.

Click on one of the links below for more information:

Debt Management

A debt management  plan/programme can be used to solve most problems you may have with your unsecured debts. It is an informal arrangement that is suitable if you do not have very significant debts, do not have a very high disposable income, or you expect that your circumstances may change in the near future.

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Individual Voluntary Arrangement

An Individual Voluntary Agreement is a legal and formal agreement between you and your creditors. They are suitable for people who can no longer afford to make their full monthly repayments to creditors, but who can afford to make a reasonable offer.

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Debt Consolidation

Debt consolidation means you take out a single loan to pay off all your other existing debts. This often means you get a lower interest rate, which also makes your overall monthly repayments lower. Debt consolidation simplifies your repayment arrangements. Unlike Debt Management, where your previous debts are not cleared, a Debt Consolidation Loan clears all old debts once and for all.

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Other Solutions

If the main solutions we have covered are not suitable for your particular situation, there are other solutions that may be appropriate.

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Moneyfreedom is a trading name of Secure Trust Bank plc. Registered in England and Wales. Registered No: 541132.
Authorised and regulated by the Financial Services Authority.

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